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How to Create a PayPal Account in Malawi in Less than 10 Minutes

How to Create a PayPal Account in Malawi in Less than 10 Minutes

10 May 2018 145 Comments

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How to Create a PayPal Account in Malawi is one of the most popular questions people ask one another in Malawi online.  It’s easy to create a PayPal account in Malawi now than a few years ago. PayPal Malawi allows easy sending and receiving money across the globe. It is the most popular and convenient way of sending and receiving money online. Many people globally trust PayPal. Fortunately, enough PayPal is also available in Malawi among other African countries.

Malawi Postal Code for PayPal and Bank Linking Challenges

When it come s to PayPal in Malawi there were two major setbacks namely, lack of postal codes for Malawi and inability to link PayPal account to a bank in Malawi. These two challenges no longer exist.

As at the time of writing this blog there are no postal codes for Malawi. There is no such thing as a list postal codes for Malawi or postal codes for Blantyre or any other city. Lack of postal codes was once a challenge for people to create a PayPal account in Malawi. However, things have changed for the good of us all. To create a PayPal account in Malawi you no longer need postal codes. It is now possible to create a PayPal account without requiring postal codes.

Read the next paragraph to see the entire process of linking a PayPal account in Malawi to bank account in Malawi.

How to Link a PayPal Account in Malawi to Bank Account?

The process of linking a PayPal account to bank account is known as verification. It involves linking PayPal account to a bank account using debit or credit cards.  Before last year it was hard to link PayPal account to a Malawian bank. However, things in 2018 are better than before. Since now Malawian banks offer visa debit cards it is possible to link a PayPal account to bank account in Malawi using the Visa debit card/ATM cards.

Related: What is the Best Way to Send Money to Malawi?

The good thing about verification of PayPal account is that it lifts threshold limits. It gives more freedom on transacting online. With a verified account there are no limits on funds one can transaction online.  And most importantly is that once verification is successful users are able to users will be able to make PayPal payments using funds from a local bank account.

On the other hand, people can still use unverified PayPal accounts to spend and receive money through their accounts. But without verification, a person cannot withdraw the funds to a bank account.  Instead, they will only be able to receive, send or spend the funds online with some limitations.

create PayPal account in Malawi

Create a PayPal Account in Malawi in Few steps

This section describes the steps to create a PayPal account in Malawi in less than 10 minutes.  Main requirements for someone to open a PayPal account are a valid email address, debit or credit cards for verification, phone number and post office address. A person is also required to provide the date of birth during the process of creating a PayPal account.  Well let’s go to work, right? Here are the steps followed when creating a PayPal Account in Malawi.

First Step: Visit the PayPal website to get started

Step 2: Click sign up for free

Third Step: Enter your email address and create a password

Step 4: Fill in your personal information as requested on the form

Fifth Step: Enter your debit card or credit card information. You may choose to do this later during verification and linking process

Step 7: Confirm your email address

Step 8: Link your bank account, credit card or debit card (account verification)

Read:  Online Payments in Malawi Apart from PayPal

How to Link your PayPal Account in Malawi to Malawi Bank Account or Visa Debit Cards

  • Go to your dashboard
  • Click on Link card to get verified
  • Choose card type such as Visa, Master card or Discovery
  • Enter card number of the card you choose on the previously. The card number is the longest numbers in front-face of the Visa card. In case of Visa cards/ATM Cards, the card number starts with 4500….
  • Enter expiration date of your as shown on your card e.g. 09/09/2019
  • Provide card security code.
  • Click continue
  • Congratulations it’s done!!
create paypal account in Malawi

Once you click continue, PayPal will deduct a small amount (about $2) from the card or the bank account you have provided. The amount of money they deduct from your account is refundable once the verification process is complete.

Summary

With PayPal account, people are able to

  • Receive funds quickly from any person with an email address from all PayPal supported countries
  • Send money to anyone in PayPal supported countries
  • Purchase items online
  • Withdraw funds from PayPal account to your US bank account

145 Comments

  1. Stanzo

    I once read about you saying you used Eco Bank to link to Paypal. What does it take to have that kind of card with Eco Bank? Do I have to pay monthly fees to Eco Bank? If so, How much?

    • Chimwemwe Nuka

      Hie Stanzo
      You can now use most of the Visa debit card (ATM) issued by some banks in Malawi.

      Regards

  2. robert

    This has been very help, i’ve been looking for this advice for some time now

  3. ausman

    hie am unable to receive PayPal payments here in Malawi how do you go through that ?

    • Chimwemwe Nuka

      Hie

      You should be able to receive funds if your account is verified. If not verified, you first have to do that.

      Thanks.

  4. ausman

    hie, so how do you receive paypal payments here in malawi coz i have been try that but it do not work for me ? if you have any ideas please let me know.

    • Chimwemwe Nuka

      Hie

      I will help you to start receiving funds.

      Whatsapp me on 0991230725.

      Thanks

  5. Killah

    Chimwemwe God bless you! You have no idea how you have helped me

    • Chimwemwe Nuka

      Hello Killah

      Thank you so much for the feedback.

      God bless you too.

      Regards

  6. ANNA

    hello Chimwemwe, i was trying to create the account but facing a bit of a challenge on the city and zip code, please assist.

  7. Nicholas Phiri

    Hello,
    Mr. Chimwemwe I’m contacting you from your neighboring country Zambia, I have a business proposal for you its worth US dollars. I’m also a Teacher by profession and an entrepreneur. how do I get in touch with you? my email is (nicholasphirip@gmail.com)
    Thank you.

  8. MikeM

    The Paypal account creation still requires postal code so if it left blank the creation can not be continued so how do you really go around this problem.

  9. William Kumwenda

    I understand PayPal allows you to purchase goods while allowing deductions for up to six months from your credit card. Is this possible? What are the conditions?

    • Chimwemwe Nuka

      Hello William

      I am unaware of the provision where PayPal allows deductions of up to six months once you make purchases.

      Regards

  10. Watson Moyonsana

    Hi Chimwemwe,
    what am i supposed to enter as CSC? I use std bank visa card. Which value should i use as CSC?
    Thanks,
    Watson.

    • Chimwemwe Nuka

      Hello Watson

      The CSC number is the three-digit number at the back of the atm card.

      Good luck

  11. Effie

    Thanks so much Chimwemwe Nuka for making my life easier… this was so helpful and in a few minutes I was done

  12. Effie

    Thanks so much for making my life easier @Chimwemwe Nuka. This has been helpful and in just a few minutes I was done

  13. Eddie

    Chimwemwe Nuka,

    How can i get my ecobank account verified to connect to paypal?

  14. Constance Tamanda Chiyendausiku

    Thank you for the great information…

  15. Judith

    Hallo Chimwemwe,

    are there any monthly account maintenance fees or any other fees that come with having a paypal account

    • Chimwemwe Nuka

      Hello Judith

      There are no monthly transactions. However, there are transnational fees. You can check fees details on “PayPal fees page”

      Thank you

  16. phyllis

    hi Chimwemwe

    please assist i would like to create one but i am failing to find options online

    • Chimwemwe Nuka

      Hello Phyllis

      Contact me on WhatsApp through the number on the page foooter

  17. edward

    Is paypal secure??as we are providing confidential infor of our ATM Cards.

    • Chimwemwe Nuka

      It is secured. Make sure you read their terms and conditions.

  18. Joseph Josiah

    Hi Chimwemwe,
    I linked my visa card to my paypal account; i just got an sms from the bank that i have been debited K733.95 Desc: VISANET PURCHASE. Is this in order?

  19. memoh

    hello chimwemwe do you mind helping me to open te paypal account

    • Chimwemwe Nuka

      Hello Momoh
      I can help
      Contact me on 0991230725 or send email

  20. Chris

    National Bank Visa card doesn’t work. What card are you using?

  21. Abraham C. M. Namasasu

    Hi Chimwemwe,
    I have been trying to link my National Bank Visa Card (Classic) to my PayPal Account but it keeps saying “This card is not accepted. Please use another card.” What on could be the problem? This is still active and unblocked. Please assist.

  22. Blessings

    PayPal has charged my card but i dont know where i can see PayPal code that’s the 4 digit they are saying for my card to be confirmed where do i get the four digit code?

  23. Portiphar

    I created my Pay pal account but to link my card (National Bank ATM card) it gives me this message “Sorry, we can’t link this card. Please try another card or contact your card issuer.” What is the problem?

    • Chimwemwe Nuka

      Hello Potiphar

      Such error messages come when the card you are using has a fault or is invalid

      You may want to check the PayPal Guide for Malawi pdf which has more details on how to solve such errors.

      Contact me on WhatsApp or email to get the PayPal guide for Malawi

      Use contact details at the bottom of the page.

      Thanks

  24. Goodson

    Hello chimwemwe can you please help me to create paypal am facing with some challenge

    • Chimwemwe Nuka

      Hello Goodson

      I can help you create a PayPal account.

      Contact me on WhatsApp or email for further assistance.
      Use contact details at the bottom of the page.

      Thank you for visiting.

  25. Phillip Mkandawire

    NBS Visa Card is not working. I tried to link my card using NBS Visa Card and its not working? Which Visa card works in Malawi and from which Bank?

  26. Fumbani Sichinga

    I am trying to link PayPal to my Visa card but I don’t understand/know what “csc security code” of my Visa card.

  27. Fatsani K

    Hie. Am trying to link my standard bank accnt to paypal. It requires a routing number? What is this and wherr do I get it?

  28. Fatsani K

    I what to link my standard bank accnt to paypal but it requires a routing number. Where do I get this number?

    • Chimwemwe Nuka

      Hello Fatsani

      You don’t need to use a routine number.
      Contact me on WhatsApp or email for further assistance.
      Use contact details at the bottom of the page.

      Thank you for visiting.

  29. Laurent simwela

    I have opened my personal account and the have deducted some money to my Bank account but they have not sent me my confirmation code. Please help me here what should I do?

  30. Laurent simwela

    I have opened my account with national bank of Malawi and my money has been deducted. So the problem is that I have not yet received my confirmation code. Please help me.

  31. Levy musende

    Morning sir, my name is levy musende, I need your help my country dosen’t allow to receive payments from PayPal due to country regulation, my question is can I open an account in your country and register for a PayPal account .please if this information is available I would appreciate and I’m ready to travel to Malawi and open an a/c from there. Which town are you based in Malawi

  32. Lucky.

    What’s the routing number for National bank account link with paypal account? I have tried NBMAMWMW004 but does not work.

    • Chimwemwe Nuka

      Hello Lucky

      You dont need the routine number.

      Regards

      • Blessings C

        Do you mean that by linking my Visa card with PayPal I can be able to also received money through it? Cause Standard Bank requestes for a Routing number inorder to link it with a Bank Account

    • Mustafa kamanga

      Sir I HV to create PayPal but problem to link with my account .fdh what is routine number for fdh.

      • Chimwemwe Nuka

        Hie Mustafa

        Contact me on WhatsApp for quick replies 0991230725
        If your problem is not settled don’t hesitate to reach out to me on the number shared

        Regards

  33. Peter moses

    Hie bro I don’t have the atm card so do I need to add my national bank account #

  34. sekerani

    Hi Chimwemwe

    How can I create paypal account to link with Crowdfunding?

  35. Mike

    Am failing to complete my registration on PayPal coz of the option of state there is no African state please assist

  36. Malumbo Mkandawire

    This remains a very good and helpful article up to now Chimwemwe

  37. Twaibu Mmadi

    Eish I thought I was going to loose service fee paid to Chimwemwe but no it was just perfect. It’s done just like water flowing in the River. Chimwemwe this is great

    • Chimwemwe Nuka

      Thank you for the feedback Twaibu. I appreciate. Good of luck in your online businesses.

      Regards
      Chimwewe Nuka

  38. Twaibu Mmadi

    Am happy it’s done perfectly. I never knew this was going to happen. I have just boosted up my knowledge. My business will be done smoothly.

    • Collins

      Which bank did u use? Want to link mine too so i want to open an account with a bank that supports PayPal.

  39. John madziadyenji

    Failing to link my card with my bank reaso being card’s security password,what should be done here?

  40. mc donald

    can i really create a paypal account online on my own?

    • Chimwemwe Nuka

      Yes you can. Follow the instructions and you should be able to create an account

  41. Namila

    Hi! I’ve been experiencing trouble with getting a code on my phone number to create a new account, is anyone else experiencing the same problem? And how did you solve it?

  42. Rodrick

    Hi! I’ve been experiencing trouble with getting a code on my phone number to create a new account, is anyone else experiencing the same problem? And how did you solve it?….

    • Chimwemwe Nuka

      Hello

      Contact me on WhatsApp if you would like me to assist you.

      Thanks

  43. BM Design

    my nearby bank said that,
    They deliver only *A.T.M* card ! !

    is it possible to link that ATM card with my PayPal account ???

  44. BM Design

    my nearby bank said that,
    They deliver only *A.T.M* card ! !

    is it possible to link that ATM card with my PayPal account ???

  45. dumisani

    hello
    on paypal site they say credit card. will this work with debit card?

  46. Rhoda Msosa

    Hello Chimwemwe…i wanted you to explain to me how this verification process works…i opened an account with pay pal online and linked my visa debit card to it (National Bank of Malawi)

    I haven’t tried withdrawing but I’m expecting some money in my pay pal account which I’d like to withdraw, so i just want to make sure I’m all set so the process is smooth

  47. Faith Tauka

    Hi, I’ve created the account but when I try to link the account with my card, it’s being declined. Any idea why?

  48. bandahgeorjiz1997@gmail.com

    Would like to create an account

  49. Abigail Tsaka

    Thanks for the info. Very helpful and straight forward.

  50. Henry Ngwenyama

    does FDH Banks [ Malawi] support this Paypal?

    • Chimwemwe Nuka

      FDH cards do not work. I hope they will work at some time

  51. hastings

    woo nice i have been looking for this info since God knows when

    if you dont have 2$ in your account then you cant be verified ryt?

  52. Atu

    Hie Mr Nuka, does NBS Visa Card work (offer the 4 digit verification code) on PayPal? If not, what malawian banks work in Malawi?

  53. wisdom

    Mr Mawila you are doing a wonderful work

  54. Andrew chilamba

    Ive just finished reading the article and i think iwill find the answers ive been seeking in a long time by just looking at the knoledge ive gained by reading the article looking forwad to link my pay pal account with my debit card thanks mr nuka i will contact you there is more to learn from you and you a doing a very great job sir thanks.

  55. Sumaili

    I was trying to connect the link between PayPal and the national bank card, it was saying “card has been declined” so what card are you using to connect with

  56. Pat

    Is FDH card able to link with PayPal?

  57. Joseph Zzuze

    What bank visa or master cards are supported here in Malawi to receive money from PayPal Account apart from FDH Bank and First Capital Bank?

  58. Chisomo

    Can I use my bucks bank visa ATM ?? Is it allowed??

    • Chimwemwe Nuka

      Hie Chisomo. Unfortunately mybucks cards do not work as of yet.

  59. Mwabi

    I am guessing you need to have money (in this case $2) in your account in order to complete the verification?

    • Chimwemwe Nuka

      Exactly, you need to have some amount for verification to be successful.

  60. Ruth

    How come am still failing to link my PayPal account to my bank account?

  61. Innocent

    hi
    is it possible to open paypal account without debt or visa card atm card, but with only account bank??

  62. wilfred

    I would like to send money straight in my bank account using PayPal account my bank Is FDH so I don’t know the way I can do it please can you try to help me

  63. CHIMWEMWE NYIRONGO

    HOW CAN I CONNECT MY FIST CAPITAL VISA CARD TO PAYPAL ACCOUNT

  64. kondwani thom

    help am failing to trasfer value to my paypal account so that i can use them for buying things online so help mr chimwemwe

    • Chimwemwe Nuka

      Hie Thom. May you link your bank and PayPal account. That will enable you buy online.

  65. Nicholas nkhoma

    Help me open apaypal account, its in dire need

  66. Keffin

    Does it work with FDH debit card?

  67. PK

    Hi
    am opening the Paypal account but i can’t receive the code for me to continue with the process. The problem remains the same for a number of days. Is there any way to be assisted?

  68. PK

    Hi
    am opening the paypal account but I can’t receive the code for me to continue with the process. I have tried this for a number of days . I s there any way that I can be assisted?

    • Chimwemwe Nuka

      Hi PK. If you still need help contact me by email, i will be glad to assist.

  69. Chancy Chizizi

    How can I open PayPal account in Malawi?

  70. Gilbert Stanley

    I what to link my First Capital bank account to PayPal what should I do?

  71. Leonard duwe

    How can I create PayPal account?

    • Chimwemwe Nuka

      Hie Leonard contact me by email if you still need help to create a PayPal account

  72. Mr Andrew

    I am following your blog from Nigeria.

    Thanks for sharing this helpful guide on Paypal account creation in Malawi.

  73. ALLIE SWADICK

    Brother help me please to find PayPal account I don’t know how can I do to get account

  74. Leo Mataka

    I have been trying your WhatsApp but its not working

    • Chimwemwe Nuka

      Hello leo

      May you contact me through email. Thank you

  75. JIMMY CHAFUKA

    Please can you help me to open PayPal account in Malawi

  76. Caesar

    Guys, check out https://epayswift.com. They have just launched a website to enable people in Malawi to withdraw funds from Paypal to Airtel mobile wallet. They offer the same service to Uganda, Rawanda, Kenya, Ghana, Zambia and Tanzania. Check them out.

    • Chimwemwe Nuka

      Hie Ceasar. Would you mind sharing your experience using the suggested platform in Malawi. Is it more efficient or affordable than withdrawing through the banks?

  77. Chifundo Mtanga

    Hello brother Nuka, I’m trying to open an account but facing a problem with code please help

  78. Chifundo Mtanga

    Hello Nuka, please help me open a paypal account now

  79. Kondwani

    In your article you have written that when creating an account we will use our email but for me here it needs my phone number and after that am supposed to verify the number using the code from PayPal to my surprise am not getting any verification number

  80. Andrew Msope

    Am creating a paypal account but am failing to confirm a code because it is not coming in my phone

  81. Ackim Bandah

    How can I open PayPal account in Malawi please help.

  82. Grandson Mchekera

    Help me please Mr Chimwemwe Nuka

  83. Precious diason

    Ive been trying to open a paypal account here in malawi ..but it doesnt work ..it doesnt give me a code when i press my phone number..the code doesnt show even if i resend

  84. Mustaph Bakali

    With scarcity of Forex especially Dollar if I open PayPal account am I be able to purchase out side more than $10000 usd at once outside the country through National bank linked account

    • Chimwemwe Nuka

      Hie. Thats not possible. The amount you can transact is limited

  85. Chimzy

    I can’t receive the code how can I do

  86. Jared Msyali

    I need a link to open my personal PayPal account here in malawi

  87. Ibrahim malithano

    I have tried to link with standard bank card but it failed

  88. Andrew

    Hey I was trying to link my debit card but has been declined..what might be wrong?

  89. sam

    Hie Chimwemwe, i have been trying to open PayPal account but on the verification stage i am not getting the code

  90. Harrison Mambala

    My process has stopped at waiting for the code. No code is sent to the number i have provided. What do I do?

  91. Peter Zande

    Very helfulinfo.

  92. Tadala

    I have been trying to open the paypal account but they don’t send the code .Help me please

  93. ckadammanja1@gmail.com

    Hallo Chimwemwe,
    May you please help me to create a PayPal account, I’ve been experiencing trouble with getting a code on my phone number.

    Thanks before.

  94. Henry lufeyoh

    Can a person link PayPal with the mpamba debit card is it possible?

  95. wazingwa

    cant receive verification sms

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